Life and Accidental Death & Dismemberment Insurance

Basic Life Insurance

Basic Life Insurance provides financial assistance in the event of a plan member’s death. This benefit is typically sold as a multiple of salary or a flat amount.

Dependent Life Insurance

Dependent Life Insurance provides a Life Insurance benefit for a plan member’s spouse and dependent children.

Accidental Death & Dismemberment

Accidental Death & Dismemberment provides financial assistance if tragedy strikes and a plan member dies as the result of an accident. It also provides coverage if an accident results in the loss of a limb, sight, or hearing. Some additional benefits include rehabilitation, spousal occupation re-training, and a daycare.

Critical Illness  

Critical Illness insurance provides financial support when you need it most. This form of insurance pays a lump sum upon diagnosis and survival of a covered critical illness or condition – a true living benefit.


Disability insurance is a product that protects your ability to remain financially stable should a debilitating injury or accident threaten your ability to work. Short-term, Long-term and Top-Up policies are available depending on your need.

Health and Dental

Support health and well-being by managing medical and dental expenses while offering protection for unforeseen costs such as out-of-country emergency medical, accidental dental, and ambulance charges.

Healthcare Spending Accounts

HSAs are an affordable way to help plan members obtain services they require without the hardships of extensive out-of-pocket expenses. As a tax-deductible option for businesses and a tax-free benefit to employees, HSAs provide flexibility and offer great tax savings.

Wellness Spending Accounts

Similar in nature to the Healthcare Spending Accounts, Wellness (or Lifestyle) Accounts allow for a broad range of coverage options – from gym memberships to golf clubs, the list is extensive. Also, a tax-deductible plan for businesses, however, the benefits to plan members are taxable benefits.

Personal Health and Travel Plans

Visit the links below to get quotes and apply on Personal Health, Dental and Travel Plans through our partner organizations.

Employee Assistance Programs

An employee assistance program is a counselling service to help improve the personal and professional lives of employees and their eligible dependents who may be experiencing personal or work-related problems.

Flexible Benefits

Everyone loves choice! Flexible Benefits can mean a variety of different things within a benefit plan – from a full-blown credit-driven system to a variety of optional products and everything in between. We’d love to talk to you about your plan and needs and customize a solution that fits your organization.

Group Retirement Savings

We are here to help your members get the future they want. Group Retirement Savings, Pension Plans, and Tax-Free Savings Accounts are a great way to help employees take the first step towards planning their retirement. Financial health is a key component of an overall healthy lifestyle, and our education sessions help employees take the guesswork out of their financial futures.

Private Health Services Plans

A PHSP is a Canada Revenue Agency (CRA) approved plan that allows the health, medical, and dental expenses of employees to become a deductible business expense for the employer. This plan provides affordable coverage for both the self-employed and small to medium business owners.

We’d love to hear from you!

Contact us for more information on our products and we can discuss what options would be the best fit for you.

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An Alliance With Purpose

Looking for personal financial planning? As a member of a Core Benefits plan, you have access to financial advice and support through our collaboration with our individual wealth company, Leipert Financial Group. Visit them today to ask for a personal financial review.

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