Our Comprehensive Employee Insurance Plans

At Core Benefits, we recognize that life insurance is an integral part of a comprehensive employee benefits insurance plan. We pride ourselves on offering a diverse range of coverage options that take into account the different risk profiles of your workforce.

Long-Term Care Insurance

Life Insurance

If you’re seeking comprehensive employee benefits insurance in Regina, look no further than our assurance plan. Our seasoned team offers bespoke insurance solutions, including employee benefits liability insurance, to meet your unique business needs. Our holistic life insurance packages are meticulously crafted to offer comprehensive protection for your team’s future. With our customized solutions, ensuring the financial security of your employees has never been simpler. Partner with us to provide your team with peace of mind and safeguard their well-being for years to come.

Health Insurance

We comprehend the significance of an inclusive health plan in employee benefits. Our health insurance plans are designed to offer a broad range of coverage, from preventative care to complex medical treatments. We tailor these plans to suit the needs of your diverse workforce, ensuring each member can access the healthcare services they require. By providing your team with robust health coverage, you’re making a clear statement about their value to your organization.

Disability Insurance

We understand the impact a disability can have on an employee’s life and financial stability. Our disability insurance forms an integral part of our offerings, providing a financial lifeline if an employee becomes disabled and can’t work. We tailor these plans to ensure they suitably compensate for a portion of lost income, offering security during uncertain times. It’s not just about financial support; it’s about offering peace of mind and stability when it’s needed most.

Dental Insurance

Oral health plays a vital role in overall well-being, which is why we include dental insurance in our comprehensive benefits packages. From routine cleanings to major procedures, our dental insurance coverage helps ensure your employees can access necessary dental care without financial burden. By investing in their oral health, you’re investing in their overall health, happiness, and productivity.

Accidental Death and Dismemberment Insurance

Acknowledging the uncertainties of life, our comprehensive employee benefits insurance package in Regina includes a key feature: accident insurance. This vital coverage provides financial assistance in the wake of accidents, including medical expenses and loss of income. By choosing our employee benefits liability insurance, you’re ensuring that your team has the protection they need in case of unforeseen accidents. Our aim is to give your employees peace of mind, knowing they are covered during such difficult times.

Dental Insurance

01

Critical Illness Insurance

Critical illness insurance is a pivotal element of our security plan offerings. This insurance type offers a lump sum payout when an employee is diagnosed with a covered critical illness like cancer or heart disease. These funds can help cover expenses such as medical treatments, household bills, or lost income during recovery, providing crucial financial support during challenging times. This coverage eases the financial burden, allowing employees to focus on their health and recovery.

02

Critical Illness Insurance

Critical illness insurance is a pivotal element of our security plan offerings. This insurance type offers a lump sum payout when an employee is diagnosed with a covered critical illness like cancer or heart disease. These funds can help cover expenses such as medical treatments, household bills, or lost income during recovery, providing crucial financial support during challenging times. This coverage eases the financial burden, allowing employees to focus on their health and recovery.

03

Retirement Plans

Recognizing the significance of retirement planning, we offer an array of options as part of our insurance benefits for employees. These include 401(k) plans, pensions, and other savings vehicles tailored to help your team build a secure future. We aim to provide a roadmap for financial stability in their golden years, easing the journey into retirement. We believe that a comprehensive benefits package should always consider the long-term, including retirement planning.

04

Private Health Services Plans

Private Health Services Plans (PHSPs) are employer-sponsored benefit plans that reimburse employees for eligible medical expenses not covered by provincial health insurance. PHSPs allow employees to claim medical expenses such as prescription drugs, dental care, vision care, and paramedical services. Contributions to PHSPs are deductible for the employer and tax-free for the employee, making them a cost-effective way to provide additional health coverage. PHSPs offer flexibility and customization, allowing employers to tailor benefits to their employees’ needs.

Flexible Spending Accounts (FSAs)

Our company provides Flexible Spending Accounts (FSAs) as an integral part of our employee benefits program. FSAs allow your employees to set aside pre-tax dollars for eligible healthcare expenses, maximizing their healthcare dollars and providing additional financial security. By incorporating FSAs into your benefits package, you’re giving your team the flexibility to manage their health costs efficiently, making their well-being a financial priority.

Health Spending Accounts (HSAs)

We also offer Health Spending Accounts (HSAs) as part of our comprehensive benefits packages. HSAs enable your employees to contribute pre-tax dollars towards future healthcare expenses. Not only does this offer financial relief, but it also promotes a proactive approach to health management. With HSAs, your employees gain control over their healthcare spending, increasing their financial security and overall satisfaction.

Employee Assistance Programs (EAPs)

Employee Assistance Programs (EAPs) as an integral part of our comprehensive benefits package. EAPs provide valuable resources and support to employees dealing with personal and work-related challenges. From mental health counseling to legal advice, these programs are designed to aid your team in maintaining their overall well-being. This, in turn, contributes to a more balanced, focused, and productive work environment. Offering EAPs as part of your benefits package sends a clear message – that you genuinely care for your employees’ holistic well-being.

Wellness Programs

We proudly offer wellness programs as part of our employee benefits insurance packages. These initiatives encourage healthy lifestyle habits, aiding in disease prevention and management. They often include resources for fitness, nutrition, stress management, and more. These programs demonstrate your commitment to your employees’ overall health and well-being, which can boost morale, decrease absenteeism, and enhance productivity.

Group Health Benefits

Group health benefits insurance provides comprehensive coverage for employees and their families, offering financial protection against medical expenses. These plans typically include benefits such as doctor visits, hospitalization, prescription drugs, and preventive care. By pooling risk and negotiating favorable rates with insurers, employers can offer cost-effective coverage to their employees. Group health benefits insurance promotes employee well-being, enhances recruitment and retention efforts, and demonstrates a commitment to workforce health. With access to quality healthcare, employees can focus on their work with peace of mind, knowing that their health needs are taken care of.

Personal Health and Travel Plans

Personal Health and Travel Plans offer comprehensive coverage for medical expenses and travel-related emergencies. These plans typically include benefits such as medical treatment, hospitalization, prescription drugs, and emergency evacuation. By combining health and travel insurance, individuals can enjoy peace of mind while traveling domestically or internationally. Personal Health and Travel Plans provide financial protection against unforeseen medical costs and travel disruptions, ensuring a worry-free travel experience.

Boosting Employee Satisfaction

A comprehensive employee benefits insurance in Regina, like those offered, significantly contributes to boosting employee satisfaction. A satisfied employee is more engaged, motivated, and committed, and all this starts with the right benefits plan. Our range of insurance benefits for employees is designed with a clear understanding of what truly matters to them. From health and wellness programs to retirement plans, we offer a full spectrum of benefits aimed at enhancing your team’s overall quality of life. The goal is to not just provide insurance coverage but to deliver peace of mind, financial stability, and a healthier lifestyle.
By partnering with Core Benefits for your employee insurance benefits in Regina, you’re investing in your team’s satisfaction and, by extension, their loyalty and performance. Ultimately, a happy employee is a productive employee, and we’re here to help you foster that satisfaction through a robust benefits package. Let us be your trusted partner in delivering the benefits your team deserves.

employee benefits insurance in Regina

Working with Core Benefits has added a lot of value to our group benefit program. They listen and assist us with solutions for any issue we present. The advisors represent our needs and our employees. Their expertise in the industry is something we really appreciate. We highly recommend their service.

Kent Paul, CFO
Saskatchewan Roughriders

Disability Insurance

Advantages Of Employee Insurance

Offering employee insurance benefits comes with a multitude of advantages. A well-structured plan can serve as a protective shield for your workforce, promoting a sense of security and wellness. It can serve as a morale booster, showing employees that their health, well-being, and future are valued. This can directly influence their productivity and loyalty, further benefiting your business. Offering insurance benefits also gives your company a competitive edge in the labor market. It makes your organization more attractive to potential employees, helping you to recruit top-tier talent.

Financial Security

Financial security is a cornerstone of our insurance benefits for employees. Employees and their families can have peace of mind knowing they have financial protection in place for unexpected events like illness, injury, or death. Our policies serve as a safety net, ensuring that even during difficult times, your team can maintain their financial stability.

Peace Of Mind

We believe that peace of mind is an invaluable asset. Our employee benefits liability insurance offers this assurance to your team. It assures them that in the event of workplace accidents or mishaps, their financial security is protected. By investing in employee benefits insurance, you’re not only protecting your employees’ livelihoods but also fostering a peaceful work environment where they can focus on their duties without stress or worry.

Improved Health And Well-being

Our comprehensive employee benefits insurance plans include wellness programs and health coverage that promote preventative care and regular check-ups. This proactive approach to health care helps detect health issues early, mitigates the impact of chronic conditions, and promotes a healthier lifestyle. As a result, employees often experience improved physical and mental health, leading to increased job satisfaction and productivity. Providing such a well-rounded benefits plan shows employees that their health is valued, fostering a culture of wellness in your organization.

Reduced Financial Stress

We have recognized that financial stress can negatively impact an employee’s productivity and overall well-being. Our employee benefits liability insurance serves as a financial cushion for your team, reducing the potential stress associated with unexpected life events. This coverage offers peace of mind, allowing your employees to focus more on their work and less on potential financial pitfalls.

Enhanced Productivity

A comprehensive employee benefits insurance in Regina, like those provided by our policy, can greatly enhance your team’s productivity. When employees feel valued and secure, they’re more likely to perform at their best. By offering benefits that cover health, wellness, and future financial security, you eliminate potential distractions that could impact their performance. This proactive approach fosters a productive, focused work environment, driving business success.

Employer-Provided Support

We believe in employer-provided support. This entails offering comprehensive insurance benefits for employees that address their diverse needs. From health to financial security, we ensure your team receives the backing they need. This kind of support fosters a positive work environment, showing your employees their well-being is a priority.

Tax Benefits

Our comprehensive insurance packages not only offer your employees protection but also bring tax advantages. Premiums paid towards employee benefits insurance are generally tax-deductible for businesses in Regina. Additionally, employees can often make pre-tax contributions towards certain benefits like FSAs and HSAs, lowering their taxable income. These tax incentives can result in significant savings for both your organization and your workforce, making employee benefits insurance a financially sound choice.

Legal Compliance

Offering employee benefits insurance not only supports your team but also keeps your business compliant with regulations. Depending on your business size and location, certain benefits might be legally mandated. We keep up-to-date with changes in insurance laws and regulations to help your business stay on the right side of the law. Our team ensures your benefits plan meets all legal requirements, alleviating the risk of non-compliance penalties.

How It Works

At Core Benefits, we streamline the process of implementing employee benefits insurance in Regina with a simple, four-step method.

Travel Plans

01

Consultation Process

First, we initiate a consultation process where we gather vital information about your company’s size, workforce diversity, industry, and objectives. This serves as a needs assessment, allowing us to understand your unique requirements and expectations.

02

Plan Selection And Customization

Next, we move on to the plan selection and customization phase. Here, we explore various benefits packages, helping you choose the one that best matches your team’s needs. We then tailor it to your specifications, ensuring it aligns with your budget and business goals.

03

Policy Management And Updates

Once the plan is in place, we handle the tedious tasks of policy management and updates. We stay updated with insurance laws and regulations, adjusting your benefits package accordingly to maintain compliance. We strive to keep your plan as relevant and advantageous as possible, without causing you additional administrative stress.

04

Claim Submission And Processing

Finally, when an employee needs to make a claim, we simplify the claim submission and processing. We provide guidance to ensure the submission is correct and comprehensive, speeding up the approval process. We advocate for your employees, working with insurance providers to ensure claims are processed quickly and accurately.

Our ultimate goal is to make employee benefits insurance straightforward and hassle-free for both you and your team. We’re here to handle the complexities so that you can focus on what matters most – running your business and taking care of your team.

Private Health Services Plans

Partner with Us for a Secure Future

Ready to explore the benefits of partnering with Core Benefits for employee benefits insurance in Regina? Contact us today. Our dedicated team is eager to assist in tailoring a benefits package that meets your unique business needs. Let us help you secure a brighter future for your team. Reach out to us via phone or email to start the conversation and make the first step towards safeguarding your workforce.

Call
Text